For many business owners, rising sales feels like proof that the business is moving in the right direction. More jobs, more customers and more turnover usually sound like good news. But higher revenue does not always mean higher profit. We regularly see businesses working harder, turning over more, and still feeling pressure on cash flow. In many cases, the issue is not a lack of sales. It is margin leakage. Costs creep in, pricing falls behind, discounts become habitual, or stock decisions...

The landscape for high-balance superannuation in Australia has shifted significantly. Following intense industry consultation and a major redesign in late 2025, the government has released the draft Treasury Laws Amendment (Better Targeted Superannuation Concessions) Bill 2025 . For individuals with substantial super balances, the "new" Division 296 is a different beast than what was first whispered about in 2023. Here is a breakdown of the evolution of this tax and what you need to know...

For many Australians, turning 60 marks a major shift in how superannuation can be accessed. Once you have met a condition of release, you can withdraw lump sums from your super at any time, and for most people those withdrawals will be completely tax-free. This can be a valuable tool when managing debts, funding major expenses, assisting family members, or implementing strategies such as recontributions. Before drawing on your retirement savings, it is important to understand the rules, the...