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Highlights


Major Capital Gains Tax Changes from 1 July 2027: What You Need to Know
The Government’s significant changes to Australia’s capital gains tax rules have now become law. From 1 July 2027, the existing 50% capital gains tax discount will generally be replaced with an inflation-based indexation system for individuals, trusts and partnerships. A new minimum tax rate of 30% will also apply to certain capital gains made by individuals. These changes may significantly affect the tax payable when selling investment properties, shares, businesses and othe
Josh Tilley
Jul 28


Student loan debts: what you need to know about the latest changes
If you are one of the more than three million Australians with a student loan, there is some welcome news. The Government has introduced a significant one-off reduction to student loan balances, along with changes to how compulsory repayments are calculated. For many people, these updates could reduce their overall debt and lower their annual repayments going forward. The 20% debt reduction: how it works A 20% reduction to eligible student loan balances is now being applied
Josh Tilley
Feb 2


RBA Cuts Interest Rates – What It Could Mean for You
In welcome news for mortgage holders and property investors, the Reserve Bank of Australia cut the official cash rate by 0.25% to 3.85%...
David Tilley
May 28, 2025


Is it time to review your Home Loan Rates? New to Bank vs Back Book rates.
When it comes to borrowing, not all interest rates are created equal. This is where working with a broker like Accord Loans & Finance,...
Josh Tilley
Apr 21, 2025


Refinancing Your Home Loan: Everything You Need to Know
Life changes, and so do financial needs. Perhaps you have started a new job, welcomed a new family member, your bank did not pass on the...
Josh Tilley
Mar 25, 2025


Why your bank wants a three-way forecast
If your business has debt facilities exceeding $1.5 million, your lender is likely reassessing their internal risk rating of your...
Josh Tilley
Feb 12, 2025
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