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Highlights
Treasury Backs Off on Discretionary Trusts, But There Is a Catch
Some welcome news arrived from Treasury this month, with the Government softening its proposed treatment of discretionary family trusts. However, there are still some important catches, and we are not recommending that clients make any changes just yet. What was originally proposed? As part of the 2026–27 Federal Budget, the Government announced that from 1 July 2028, trustees would generally be subject to a minimum tax rate of 30% on taxable income of discretionary trusts. T
Josh Tilley
Sep 29
Student loan debts: what you need to know about the latest changes
If you are one of the more than three million Australians with a student loan, there is some welcome news. The Government has introduced a significant one-off reduction to student loan balances, along with changes to how compulsory repayments are calculated. For many people, these updates could reduce their overall debt and lower their annual repayments going forward. The 20% debt reduction: how it works A 20% reduction to eligible student loan balances is now being applied
Josh Tilley
Feb 2
RBA Cuts Interest Rates – What It Could Mean for You
In welcome news for mortgage holders and property investors, the Reserve Bank of Australia cut the official cash rate by 0.25% to 3.85%...
David Tilley
May 28, 2025
Is it time to review your Home Loan Rates? New to Bank vs Back Book rates.
When it comes to borrowing, not all interest rates are created equal. This is where working with a broker like Accord Loans & Finance,...
Josh Tilley
Apr 21, 2025
Refinancing Your Home Loan: Everything You Need to Know
Life changes, and so do financial needs. Perhaps you have started a new job, welcomed a new family member, your bank did not pass on the...
Josh Tilley
Mar 25, 2025
Why your bank wants a three-way forecast
If your business has debt facilities exceeding $1.5 million, your lender is likely reassessing their internal risk rating of your...
Josh Tilley
Feb 12, 2025
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