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Highlights

Attention Employers: Payday Super Begins 1 July 2026

The Government has passed legislation introducing Payday Super , a significant reform that will change how employers meet their superannuation guarantee (SG) obligations. From 1 July 2026 , employers must pay super within seven business days of each payday , instead of quarterly. The aim is to close the estimated $5 billion SG gap and ensure employees receive their entitlements on time. While well intentioned, the Government once again appears not to have considered the prac

SME's

Josh Tilley

Nov 26

Accessing Super After 60: What You Need To Know About Taking Lump Sums

For many Australians, turning 60 marks a major shift in how superannuation can be accessed. Once you have met a condition of release, you can withdraw lump sums from your super at any time, and for most people those withdrawals will be completely tax-free. This can be a valuable tool when managing debts, funding major expenses, assisting family members, or implementing strategies such as recontributions. Before drawing on your retirement savings, it is important to understand

Super

David Tilley

Nov 26

Update: Government Retreats on Superannuation “Div 296” Tax Proposal

Two years ago, Treasurer Jim Chalmers released what quickly became one of the most contentious superannuation proposals in recent memory: a new tax on members with super balances above $3 million. The major concern was the mechanism. The original proposal sought to tax unrealised gains, meaning individuals could have been taxed on increases in asset values that had not been sold and may never be realised. Compounding this issue, the $3 million threshold was not indexed, ensu

Tax

Josh Tilley

Nov 26