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Highlights

Major Capital Gains Tax Changes from 1 July 2027: What You Need to Know

The Government’s significant changes to Australia’s capital gains tax rules have now become law. From 1 July 2027, the existing 50% capital gains tax discount will generally be replaced with an inflation-based indexation system for individuals, trusts and partnerships. A new minimum tax rate of 30% will also apply to certain capital gains made by individuals. These changes may significantly affect the tax payable when selling investment properties, shares, businesses and othe

Tax

Josh Tilley

Jul 28

More Room to Grow Your Super: New Contribution Caps from 1 July 2026

There is positive news for individuals looking to build their retirement savings, with several important superannuation caps increasing from 1 July 2026. The annual concessional contributions cap has increased to $32,500, while the non-concessional contributions cap has increased to $130,000. Eligible individuals may also be able to contribute up to $390,000 under the bring-forward rules. The general transfer balance cap has also increased from $2 million to $2.1 million. The

Tax

David Tilley

Jul 28

Accessing Super After 60: What You Need To Know About Taking Lump Sums

For many Australians, turning 60 marks a major shift in how superannuation can be accessed. Once you have met a condition of release, you can withdraw lump sums from your super at any time, and for most people those withdrawals will be completely tax-free. This can be a valuable tool when managing debts, funding major expenses, assisting family members, or implementing strategies such as recontributions. Before drawing on your retirement savings, it is important to understand

Super

David Tilley

Nov 26, 2025

Update: Government Retreats on Superannuation “Div 296” Tax Proposal

Two years ago, Treasurer Jim Chalmers released what quickly became one of the most contentious superannuation proposals in recent memory: a new tax on members with super balances above $3 million. The major concern was the mechanism. The original proposal sought to tax unrealised gains, meaning individuals could have been taxed on increases in asset values that had not been sold and may never be realised. Compounding this issue, the $3 million threshold was not indexed, ensu

Tax

Josh Tilley

Nov 26, 2025