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Highlights
Navigating the Shift: Understanding the New Division 296 Super Tax
The landscape for high-balance superannuation in Australia has shifted significantly. Following intense industry consultation and a major redesign in late 2025, the government has released the draft Treasury Laws Amendment (Better Targeted Superannuation Concessions) Bill 2025 . For individuals with substantial super balances, the "new" Division 296 is a different beast than what was first whispered about in 2023. Here is a breakdown of the evolution of this tax and what you
David Tilley
Feb 2
Transferring Property Tax Free for "Love and Affection"
Transferring property between spouses in is a strategy often employed for asset protection, particularly by individuals in high-risk...
Josh Tilley
Mar 25, 2025
Superannuation Cap Set to Increase to $2 Million – What It Means for You
From 1 July 2025, the general transfer balance cap will increase to $2 million, giving Australians more room to transfer their...
David Tilley
Mar 25, 2025
Refinancing Your Home Loan: Everything You Need to Know
Life changes, and so do financial needs. Perhaps you have started a new job, welcomed a new family member, your bank did not pass on the...
Josh Tilley
Mar 25, 2025
From land to liquidity: Subdividing the family home.
Many retirees find themselves asset-rich but cash poor. Subdividing a large property can be an effective way to access funds by selling...
Josh Tilley
Feb 12, 2025
Why your bank wants a three-way forecast
If your business has debt facilities exceeding $1.5 million, your lender is likely reassessing their internal risk rating of your...
Josh Tilley
Feb 12, 2025
Couples Retirement Planning: Spousal Contribution Splitting
As couples approach retirement, they may notice significant differences in their superannuation balances. Addressing this imbalance can...
Josh Tilley
Feb 12, 2025
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