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Highlights
Attention Employers: Payday Super Begins 1 July 2026
The Government has passed legislation introducing Payday Super , a significant reform that will change how employers meet their superannuation guarantee (SG) obligations. From 1 July 2026 , employers must pay super within seven business days of each payday , instead of quarterly. The aim is to close the estimated $5 billion SG gap and ensure employees receive their entitlements on time. While well intentioned, the Government once again appears not to have considered the prac
Josh Tilley
Nov 26
Accessing Super After 60: What You Need To Know About Taking Lump Sums
For many Australians, turning 60 marks a major shift in how superannuation can be accessed. Once you have met a condition of release, you can withdraw lump sums from your super at any time, and for most people those withdrawals will be completely tax-free. This can be a valuable tool when managing debts, funding major expenses, assisting family members, or implementing strategies such as recontributions. Before drawing on your retirement savings, it is important to understand
David Tilley
Nov 26
Update: Government Retreats on Superannuation “Div 296” Tax Proposal
Two years ago, Treasurer Jim Chalmers released what quickly became one of the most contentious superannuation proposals in recent memory: a new tax on members with super balances above $3 million. The major concern was the mechanism. The original proposal sought to tax unrealised gains, meaning individuals could have been taxed on increases in asset values that had not been sold and may never be realised. Compounding this issue, the $3 million threshold was not indexed, ensu
Josh Tilley
Nov 26
Attention Employers: Payday Super Begins 1 July 2026
The Government has passed legislation introducing Payday Super , a significant reform that will change how employers meet their superannuation guarantee (SG) obligations. From 1 July 2026 , employers must pay super within seven business days of each payday , instead of quarterly. The aim is to close the estimated $5 billion SG gap and ensure employees receive their entitlements on time. While well intentioned, the Government once again appears not to have considered the prac
Josh Tilley
Nov 26
Payday Super Is Coming: What Your Business Needs to Know
From 1 July 2026 , employers will face a major change in the way superannuation contributions are made. Under the new payday super...
David Tilley
Sep 23
Will Your Superannuation Be Impacted by the $3 Million Balance Tax?
The Federal Government has proposed changes that may affect individuals with superannuation balances exceeding $3 million. Announced in...
Josh Tilley
Sep 23
Superannuation Thresholds Rise to $2 Million: What has changed this financial year?
From the new financial year, two key superannuation limits move higher thanks to CPI indexation. While inflation erodes purchasing power,...
Josh Tilley
Jul 28
What’s New for the 2026 Financial Year
On 1 July 2025, a new round of tax reforms has reshaped the compliance landscape for employers, investors and family groups alike. Below...
Josh Tilley
Jul 28
Tax Planning Before 30 June: Capital Gains & Super Strategies You Should Know
As 30 June draws near, it is time to review your financial position and take advantage of valuable planning opportunities before the...
Josh Tilley
May 28
The Rise of Self-Managed Super Funds
Australians are taking control of their financial futures like never before. The continued growth of the Self-Managed Superannuation Fund...
Josh Tilley
Apr 21
Superannuation Cap Set to Increase to $2 Million – What It Means for You
From 1 July 2025, the general transfer balance cap will increase to $2 million, giving Australians more room to transfer their...
David Tilley
Mar 25
From land to liquidity: Subdividing the family home.
Many retirees find themselves asset-rich but cash poor. Subdividing a large property can be an effective way to access funds by selling...
Josh Tilley
Feb 12
Couples Retirement Planning: Spousal Contribution Splitting
As couples approach retirement, they may notice significant differences in their superannuation balances. Addressing this imbalance can...
Josh Tilley
Feb 12
SMSFs and Crypto
The Australian Tax Office (ATO) has put out a recent warning to SMSF trustees about thinking of investing in crypto and on some of the...
Josh Tilley
May 3, 2024
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